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March 2022 Client Newsletter

Hello Again! 

First Some Announcements: 

Tax documents are available.  You can access them online or they will be mailed to you.  If you still haven’t seen them, please call and we can get yours sent right away.   

Recent Blog Posts include: 10 Steps to Starting a Small Business After Retirement, 6 Steps to Take if Your Significant Other is Terrible with Money, What to Do When the Market Tanks, and more.  To read visit: AscendInvestment.com/GarrettsGarage  


Planning and U.S. Series I Bonds 


First, tax season gives us a great opportunity to look forward.  Taxes can give a good snapshot of your current situation which then opens the door for planning opportunities.  The first step is sharing your tax return with us – this will allow us to explore potential opportunities to work with you and your tax professional on future tax related situations.   

Once you have completed your 2021 tax return you have a couple of options.  First, you can simply bring a copy of your tax return by one of our offices.  Or you can follow the simple process to upload tax return electronically for evaluation.   

  1. Reply to this email that you have taxes you would like to be assessed.   
  2. Securely upload your electronic 2021 tax return by going to https://ascendinvestment.com/resources/secure-file-upload
  3. Password 40642
  4. Go on with your life, we will be in touch.   

In the background we will examine your taxes against the ever-changing laws to see if there are new opportunities worth exploring.   In two to four weeks, we will reach back out if we find anything.   

U.S. Series I Bonds 

Series I Bonds are government backed savings bonds that is designed to protect your cash from inflation.  Since inflation is on the rise, they may be a good opportunity for some of your cash.   

Purchasing an I Bond is not as simple as other bonds; we unfortunately cannot purchase these on your behalf.   There are a few hoops to jump through including a 12-month holding period and creating a new online account.  But with the current interest rate payment of 7.12 percent, it may be worth the effort.   This is a floating rate and will change as inflation changes, but the current rate is set until April 2022.   

There are two reasons we are highlighting this right now, the first is the high rate and second is you can use your tax return to purchase additional I Bonds.  There is an annual purchase limit of $10,000 but if you use your tax return you can purchase up to an additional $5,000.   

Below are some resources to get you started.   If you would like to learn more, please reply to this email and if there is enough interest, we will create a “how-to” guide.   




We appreciate you, your families, and your business! 



Garrett G. Smith

Financial Advisor

Ascend Investment Partners


Paul M. Norman, CFP®

Senior Financial Advisor

Ascend Investment Partners





214 South Main Street

Logan, UT 84321

Tel: 801-476-1200

Fax: 801-476-1207



175 Historic 25th Street

Ogden, UT 84401

Tel: 801-476-1200

Fax: 801-476-1207 


Ascend Investment Partners is not a legal or tax advisor. You should consult with your attorney, accountant and/or estate planner before taking any action.   

Ascend Investment Partners did not assist in the preparation of this report, and its accuracy and completeness are not guaranteed. The opinions expressed in this report are those of the author(s) and are not necessarily those of Ascend Investment Partners or its affiliates. The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy any security or instrument or to participate in any trading strategy.