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Zero Based Budgeting and Who is it For?

The zero-based budget is a budgeting method that involves allocating every dollar of your income to a specific category, with the goal of having a "zero" balance at the end of the month. This means that you need to account for all of your income and expenses, including savings and investments. 

This budgeting method is a good choice for people who are highly organized and detail-oriented, as it requires a lot of planning and tracking. It can help you get a clear picture of your financial situation and make more informed financial decisions. However, it may be time-consuming and may require a lot of effort to set up and maintain, and it may be difficult for some people to allocate every dollar of their income to a specific category, especially if they have irregular income or expenses. 

To use the zero-based budget, start by calculating your monthly income and expenses. Then, allocate every dollar of your income to a specific category, including savings and investments. Review your budget regularly to make sure you are staying on track and making progress towards your financial goals.

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